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buying a home in door county

8 Steps to Purchasing Property

  1. Deciding to Buy. Purchasing a home or property is the single most important financial decision many people will make. We understand that you are not just making a transaction, but that your home truly embodies your life, family and dreams.
  2. Choosing an experienced agent. Now is the time to engage with a real estate professional who can guide you. We will spend time with you to help you discern what you want and need in a home, and help you embark on your search.
  3. Securing financing. At True North, we work with several local lenders whom we trust to provide you with excellent financing for your purchase. Your lender will verify your income, run a credit check, analyze your assets and determine how much money you can borrow. Once you are pre-approved for a loan, the search begins in earnest.
  4. Finding your home. This is the most exciting part of the process. At True North, we keep in close contact with you and work diligently to match you with available properties that align with your lifestyle, usage and finances.
  5. Making an offer. Your agent will help you get to know the local market, find comparable listings and ultimately analyze the listing price of the property you love in order to decide on an appropriate offer, which includes price and other variables. We negotiate on your behalf to obtain the best possible agreement for the property you desire.
  6. Due Diligence. Through facilitating an inspection and further analyzing the property, your agent will help you understand any challenges or required improvements to your home. This part of the process can hold surprises, but our goal is to help ensure that your purchase is transparent, and any shortfalls of the property are fully disclosed and addressed.
  7. Insurance, appraisal and survey. Before closing, you need to secure homeowner’s insurance. Your lender will also require an appraisal that will determine if the home is worth the contract price. You may also be required to obtain a survey of the property. Your True North agent will work with your lender to coordinate the necessary steps.
  8. Closing. During the weeks before closing, your lender will work to finalize your loan. This is a critical time for remaining in contact with your agent and lender, and refrain from any major spending without approval from your loan officer. On closing day, you will meet with a title company where a title agent will review all the documents needing your signature to finalize your purchase. Your True North agent will act as your advocate throughout this process, ensuring that all paperwork reflects the proper agreements. Once the funds have been released, you are “funded” and your home/property is yours. Time to celebrate!

Buyer Representation

It is in both a buyer’s and a broker’s best interest to formalize the buyer-broker relationship through a Buyer Agency Agreement. Here’s why:

  1. Clear expectations. An agreement with a True North professional as your buyer agent is based on mutual consent and satisfaction. We will provide a clear written outline of our obligations to you, as well as what we expect from you, the buyer. As in any agreement, if a buyer agent isn’t living up to your expectations, you may cancel the agreement.
  2. Strong advocacy. Working with one agent (as opposed to several listing agents) benefits you as your agent knows you and what you are seeking and is contractually bound to negotiate for your best interest. Empowered by the agency relationship, your buyer agent may also seek out unlisted properties on your behalf.
  3. Avoid disputes. Confusion can arise when a buyer indicates interest to more than one selling agent. To avoid disagreement on commissions and other transactions, work with one buyer agent who represents you.

available listings

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    1637 Olson Dr

    Ellison Bay, WI 54210

    Kellstrom-Ray Agency
    2 Car GarageParking(s)
    Set against the bluff, in a nice, private setting is this two bedroom, two and a half bath unit at Cottage Glen in Ellison Bay, just waiting for your personal touches! Featuring a 2 car garage and loft, beautiful and professionally landscaped grounds.

    TBD Gibraltar Rd

    Fish Creek, WI 54212

    Kellstrom-Ray Agency
    Gorgeous, wooded 5+ acre home site in the Cedar Ridge. Towering pines and some mature hardwoods - tamarack, spruce, cedars, pines, maples, oaks and cherry wood are all here. The land is rolling and surrounded with stone fences. The sellers have started a driveway entrance on the west side of the lot.
    $139,000Sold for $139,000 on 06/24/22

    331 County Rd S

    Algoma, WI 54201

    Shorewest Realtors
    Check out this Country Colonial on 2 ACRES! With its Stately presence, the inside is sprawling with 4 beds, 1.5 baths, family room with Fireplace, hardwood cabinets, Formal Diningif Formal Dining isn't on your list, it would make a great game room, office or an additional bedroom. Backyard access from Kitchen.
    $278,000Sold for $275,000 on 06/24/22

    1014 N 8th Ave

    Sturgeon Bay, WI 54235

    Action Realty
    OPEN HOUSE Saturday, April 16th from 10 a.m. until 1 p.m. (Due to rental status NO SCHEDULED SHOWINGS) - House is being rented month to month! This home is a fixer upper with great potential. Front of the home has a wood deck and is situated on a large corner lot.
    $175,000Sold for $176,000 on 06/24/22

    6962 County Rd M

    Sturgeon Bay, WI 54235

    Action Realty
    Restaurant/Bar is currently being run as The Idlewild Fishing Hole. Extensive updates have been done which include: tin roof, siding and interior remodeling (list of updates available with listing agent and in miscellaneous). Offering includes all furniture, fixtures and inventory. Living quarters above the garage is in need of some TLC!!. Ample outdoor seating.

    9914 Water St

    Ephraim, WI 54211

    Kellstrom-Ray Agency
    Great location in the heart of Ephraim - walking distance to the beach, waterfront, shopping, dining and boating are all footsteps away! This first floor unit has 1 bedroom, 1 bath and living, dining and kitchenette combination. Offered fully furnished and turn key. Features include a two-way gas fireplace, whirlpool tub and porch overlooking the woodlands.
    $171,000Sold for $171,000 on 06/22/22

    4466 Fairway Ln

    Sturgeon Bay, WI 54235

    CB Real Estate Group Egg Harbor
    2 Car GarageParking(s)
    The Fairway design at Cherry Hills. Lovely one-story townhome with bright and open floor plan. Two bedrooms, two baths, an office and two-car garage. Beautiful patio overlooking the fairways. Everything you need for full-time or second home living. Enjoy panoramic views from this ideal location.

    6410 Loritz Rd

    Egg Harbor, WI 54209

    Shorewest Realtors-Door County
    38+ acres of diversified land: meadow, hay field, pasture, lawn and woods. Your private park. Trails have been cleared, perennial gardens established and room for the animals. This property features a south facing home with radiant floors, sun room and screened porch, a 5 stall barn with heated tack room and hot/cold water to the barn.

    1356 Kinsey Bay Ct

    Sister Bay, WI 54234

    Arbor Crowne Properties
    Perfect location! Gorgeous waterfront! This large home on 3.2 acres with 159' of shore is in a small cluster of homes on a private road in Sister Bay. First & second floor master suites. Enjoy morning light and breathtaking water views from one of six bedrooms main living area.

    7795 Ridgewood Bluff Dr

    Egg Harbor, WI 54209

    Arbor Crowne Properties
    1 Car GarageParking(s)
    What a view from this perfect vacation getaway! Perched on the bluff overlooking the Village of Egg Harbor with expansive views of the water and shore frontage. This is a 2nd floor end unit that has 2 spacious bedrooms and 2 full baths. Enjoy the porch with your morning coffee or an evening cocktail while you watch the sun set on the water.

    12249 Hwy 42

    Ellison Bay, WI 54210

    Kellstrom-Ray Agency
    Inspire your inner "Half-Pint" for this little house in the big woods! A stone fence-lined, wooded drive will take you to a 1940s Door County cottage with room to expand or build new. The land is amazing--extremely private and stunningly beautiful, with nearly 30 acres of pine, hardwoods and scattered fruit trees, with more stone fences inland.

    Highland Rd

    Fish Creek, WI 54212

    Harbour Real Estate Group LLC
    Beautiful property to build one or two homes. The property can be divided into two 10 acre lots.
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