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buying a home in door county

8 Steps to Purchasing Property

  1. Deciding to Buy. Purchasing a home or property is the single most important financial decision many people will make. We understand that you are not just making a transaction, but that your home truly embodies your life, family and dreams.
  2. Choosing an experienced agent. Now is the time to engage with a real estate professional who can guide you. We will spend time with you to help you discern what you want and need in a home, and help you embark on your search.
  3. Securing financing. At True North, we work with several local lenders whom we trust to provide you with excellent financing for your purchase. Your lender will verify your income, run a credit check, analyze your assets and determine how much money you can borrow. Once you are pre-approved for a loan, the search begins in earnest.
  4. Finding your home. This is the most exciting part of the process. At True North, we keep in close contact with you and work diligently to match you with available properties that align with your lifestyle, usage and finances.
  5. Making an offer. Your agent will help you get to know the local market, find comparable listings and ultimately analyze the listing price of the property you love in order to decide on an appropriate offer, which includes price and other variables. We negotiate on your behalf to obtain the best possible agreement for the property you desire.
  6. Due Diligence. Through facilitating an inspection and further analyzing the property, your agent will help you understand any challenges or required improvements to your home. This part of the process can hold surprises, but our goal is to help ensure that your purchase is transparent, and any shortfalls of the property are fully disclosed and addressed.
  7. Insurance, appraisal and survey. Before closing, you need to secure homeowner’s insurance. Your lender will also require an appraisal that will determine if the home is worth the contract price. You may also be required to obtain a survey of the property. Your True North agent will work with your lender to coordinate the necessary steps.
  8. Closing. During the weeks before closing, your lender will work to finalize your loan. This is a critical time for remaining in contact with your agent and lender, and refrain from any major spending without approval from your loan officer. On closing day, you will meet with a title company where a title agent will review all the documents needing your signature to finalize your purchase. Your True North agent will act as your advocate throughout this process, ensuring that all paperwork reflects the proper agreements. Once the funds have been released, you are “funded” and your home/property is yours. Time to celebrate!

Buyer Representation

It is in both a buyer’s and a broker’s best interest to formalize the buyer-broker relationship through a Buyer Agency Agreement. Here’s why:

  1. Clear expectations. An agreement with a True North professional as your buyer agent is based on mutual consent and satisfaction. We will provide a clear written outline of our obligations to you, as well as what we expect from you, the buyer. As in any agreement, if a buyer agent isn’t living up to your expectations, you may cancel the agreement.
  2. Strong advocacy. Working with one agent (as opposed to several listing agents) benefits you as your agent knows you and what you are seeking and is contractually bound to negotiate for your best interest. Empowered by the agency relationship, your buyer agent may also seek out unlisted properties on your behalf.
  3. Avoid disputes. Confusion can arise when a buyer indicates interest to more than one selling agent. To avoid disagreement on commissions and other transactions, work with one buyer agent who represents you.

available listings

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    TBD Hwy 42

    Sister Bay, WI 54234

    Kellstrom-Ray Agency
    10Picture(s)
    10Acre
    Visits:139
    Very pretty rolling acreage with hardwoods, pines and cedars close to orchards, the beach and much more--it's a very short drive drive to downtown Sister Bay and all of its year-round amenities. The Seller has not implemented deed restrictions, so the acreage is only subject to County zoning.
    $239,900

    420 Delaware St

    Sturgeon Bay, WI 54235

    Sarkis & Associates
    3Bedroom(s)
    2Bathroom(s)
    48Picture(s)
    1,993Sqft
    Visits:42
    Well cared for 20th century home with abundant natural light throughout. Timeless craftsmanship in the bump-out bay window, built-in hutch, and natural wood floors. A rare Sturgeon Bay offering with attached garage and finished living space above along with a detached garage and basketball court. New rear patio for entertaining.
    $399,900

    TBD Hwy 42

    Sister Bay, WI 54234

    Kellstrom-Ray Agency
    9Picture(s)
    10Acre
    Visits:123
    Very pretty rolling acreage with hardwoods, pines and cedars close to orchards, the beach and much more--it's a very short drive drive to downtown Sister Bay and all of its year-round amenities. The Seller has not implemented deed restrictions, so the acreage is only subject to County zoning.
    $239,900

    620 Huron St

    Sturgeon Bay, WI 54235

    Shorewest Realtors
    2Bedroom(s)
    1Bathroom(s)
    20Picture(s)
    696Sqft
    Visits:54
    Welcome to your charming and affordable slice of history! This original Sturgeon Bay 'defense home,' located within blocks of downtown, boasts a timeless cottage style with modern updates; providing a perfect blend of character and comfort. New hickory hardwood floors throughout with a tastefully updated bathroom & kitchen make this a cozy year-round residence in a friendly neighborhood.
    $195,000Sold for $212,000 on 04/12/24

    949 Superior St

    Sturgeon Bay, WI 54235

    Shorewest Realtors-Door County
    3Bedroom(s)
    1Bathroom(s)
    32Picture(s)
    1,230Sqft
    Visits:48
    Turnkey, renovated classic home welcomes you with open arms! Property boasts a secluded, fenced-in backyard. Situated within minutes to all the amenities Sturgeon Bay has to offer, from public schools, hospital, shopping, its location is unbeatable. Whether you're seeking a permanent abode or a charming getaway, this home is an impeccable choice.
    $265,000Sold for $255,000 on 04/12/24

    6842 Edgewood Ct

    Sturgeon Bay, WI 54235

    CB Real Estate Group Egg Harbor
    3Bedroom(s)
    1Bathroom(s)
    40Picture(s)
    1,897Sqft
    Visits:44
    Nestled in a picturesque, park-like setting on 1.5 acres and just minutes from the City, this charming one-story home offers the ideal blend of convenience and tranquility. Three bedrooms and a full, partially finished bsmt w/ rec room and 1/2 bath, you'll find ample space for relaxation and entertainment.
    $299,900Sold for $310,000 on 04/10/24

    1448 N 11th Pl

    Sturgeon Bay, WI 54235

    ERA Starr Realty
    3Bedroom(s)
    2Bathroom(s)
    45Picture(s)
    1,542Sqft
    Visits:2
    Beautiful Energy Star Home situated on a large lot on the city's east side. This is the best of both worlds, city living with room to breathe! Convenient to groceries, retail and downtown, this home offers single level living with a low maintenance exterior. The home is extremely well cared for and ready to move in to make it your own.
    $385,000

    9914 Water St

    Ephraim, WI 54211

    Kellstrom-Ray Agency
    1Bedroom(s)
    1Bathroom(s)
    30Picture(s)
    610Sqft
    Visits:50
    White Birch #1 at the Eagle Harbor Inn in the heart of Ephraim. Great location - walking distance to the beach, waterfront, dining, shopping and boating are all footsteps away! This first floor unit has 1 bedroom, 1 bath and living dining and kitchenette combination. Offered fully furnished and turn-key. Features include a 2-way gas fireplace, whirlpool tub and porch overlooking the woodlands.
    $195,000Sold for $195,000 on 04/12/24

    1823 Kentucky St

    Sturgeon Bay, WI 54235

    ERA Starr Realty
    3Bedroom(s)
    2Bathroom(s)
    3Picture(s)
    1,866Sqft
    Visits:5
    Well maintained home in Spring Oaks Subdivision. Restrictive covenants. Split bedroom design. Sunny living room area with stone fireplace and built-ins. Finished bonus room and sitting area with free-standing gas fireplace above garage. Full unfinished basement. Private backyard patio, covered front porch. Convenient to all Sturgeon Bay activities.
    $429,900Sold for $429,900 on 04/12/24

    4940 Landmark Cir

    Egg Harbor, WI 54209

    ERA Starr Realty
    1Bedroom(s)
    1Bathroom(s)
    30Picture(s)
    593Sqft
    Visits:141
    Enjoy the wooded view from this one bedroom, one bath unit located in the Navigator Bldg. Attractive kitchen and bathroom cabinetry, updated flat vinyl counter top in kitchen, walk-in shower, king-size bed, and a covered deck off the living room add to the beauty of this unit. This condo development is located on 40 acres and offers numerous activities for the entire family.
    $118,000Sold for $114,000 on 04/09/24

    534 Huron St

    Sturgeon Bay, WI 54235

    Action Realty
    3Bedroom(s)
    1Bathroom(s)
    17Picture(s)
    1,040Sqft
    Visits:5
    Explore the potential of this 3-bedroom, 1-bath home located near the east side of Sturgeon Bay, offering a canvas for your imagination. Though it requires some TLC, envision the possibilities for this property, whether you're looking to create your dream residence or capitalize on its rental potential. The backyard features raised planter beds, inviting you to cultivate your green thumb.
    $145,000

    10321 Water St

    Ephraim, WI 54211

    Shorewest Realtors-Door County
    2Bedroom(s)
    1Bathroom(s)
    CommonParking(s)
    27Picture(s)
    670Sqft
    Visits:68
    Don't miss out on this exceptional chance! This second-floor suite boasts two bedrooms, a living room with a sleeper sofa, a full kitchen, and a dining area. Enjoy the privacy of a bedroom with a king bed an additional bedroom with 2 twins in the semi-private loft. Relax as you overlook the outdoor pool area from your unit.
    $149,000
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