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buying a home in door county

8 Steps to Purchasing Property

  1. Deciding to Buy. Purchasing a home or property is the single most important financial decision many people will make. We understand that you are not just making a transaction, but that your home truly embodies your life, family and dreams.
  2. Choosing an experienced agent. Now is the time to engage with a real estate professional who can guide you. We will spend time with you to help you discern what you want and need in a home, and help you embark on your search.
  3. Securing financing. At True North, we work with several local lenders whom we trust to provide you with excellent financing for your purchase. Your lender will verify your income, run a credit check, analyze your assets and determine how much money you can borrow. Once you are pre-approved for a loan, the search begins in earnest.
  4. Finding your home. This is the most exciting part of the process. At True North, we keep in close contact with you and work diligently to match you with available properties that align with your lifestyle, usage and finances.
  5. Making an offer. Your agent will help you get to know the local market, find comparable listings and ultimately analyze the listing price of the property you love in order to decide on an appropriate offer, which includes price and other variables. We negotiate on your behalf to obtain the best possible agreement for the property you desire.
  6. Due Diligence. Through facilitating an inspection and further analyzing the property, your agent will help you understand any challenges or required improvements to your home. This part of the process can hold surprises, but our goal is to help ensure that your purchase is transparent, and any shortfalls of the property are fully disclosed and addressed.
  7. Insurance, appraisal and survey. Before closing, you need to secure homeowner’s insurance. Your lender will also require an appraisal that will determine if the home is worth the contract price. You may also be required to obtain a survey of the property. Your True North agent will work with your lender to coordinate the necessary steps.
  8. Closing. During the weeks before closing, your lender will work to finalize your loan. This is a critical time for remaining in contact with your agent and lender, and refrain from any major spending without approval from your loan officer. On closing day, you will meet with a title company where a title agent will review all the documents needing your signature to finalize your purchase. Your True North agent will act as your advocate throughout this process, ensuring that all paperwork reflects the proper agreements. Once the funds have been released, you are “funded” and your home/property is yours. Time to celebrate!

Buyer Representation

It is in both a buyer’s and a broker’s best interest to formalize the buyer-broker relationship through a Buyer Agency Agreement. Here’s why:

  1. Clear expectations. An agreement with a True North professional as your buyer agent is based on mutual consent and satisfaction. We will provide a clear written outline of our obligations to you, as well as what we expect from you, the buyer. As in any agreement, if a buyer agent isn’t living up to your expectations, you may cancel the agreement.
  2. Strong advocacy. Working with one agent (as opposed to several listing agents) benefits you as your agent knows you and what you are seeking and is contractually bound to negotiate for your best interest. Empowered by the agency relationship, your buyer agent may also seek out unlisted properties on your behalf.
  3. Avoid disputes. Confusion can arise when a buyer indicates interest to more than one selling agent. To avoid disagreement on commissions and other transactions, work with one buyer agent who represents you.

available listings

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    3086 Pine Ln

    Brussels, WI 54204

    ERA Starr Realty
    Two beautiful acres with a distant water view is the setting for this one and a half story 4 bedroom home. Located in Little Sturgeon, about 10 minutes south of Sturgeon Bay and close to Carmody County Park, boat launch, great fishing, and more. The home has two bedrooms on the main floor and two upper bedrooms, one is a walk through.

    1448 N 11th Pl

    Sturgeon Bay, WI 54235

    ERA Starr Realty
    Beautiful Energy Star Home situated on a large lot on the city's east side. This is the best of both worlds, city living with room to breathe! Convenient to groceries, retail and downtown, this home offers single level living with a low maintenance exterior. The home is extremely well cared for and ready to move in to make it your own.

    6099 Gordon Rd

    Sturgeon Bay, WI 54235

    CB Real Estate Group Fish Creek
    Space, space and more space inside and out! Yes it needs some updating but this home has many possibilities. Separate 1st floor apartment space for an aging loved one or that kid who isn't ready to live on their own. Main floor master bedroom, 4 bedrooms upstairs, full basement with family room, full bath, and workshop. Tons of living space and storage all on a nice deep lot.

    1014 Jackson Harbor Rd

    Washington Island, WI 54246

    Shorewest Realtors
    Welcome to Washington Island Life at Cedar Casita w/Tongue & Groove Cedar siding on 20 A. Detached garage w/blank canvas on 2nd level, great space for bunk house/rec room, w/finished workshop, it can also hold a boat or 2. W/ large picture windows & a double deck, lower wraps half the house, overlooking the tranquil landscape. Watch deer & wild turkeys graze in your backyard.

    1707 Rhode Island St

    Sturgeon Bay, WI 54235

    Action Realty
    Discover the potential of this 2-bedroom, 1-bath ranch home. The well-maintained exterior leads to an open kitchen/dining area, inviting you to put your personal touch on the interior with updating. Enjoy a private backyard and explore possibilities in the full, unfinished basement. This property is sold "as is," offering a unique opportunity for renovation enthusiasts.
    $174,900Sold for $170,000 on 04/12/24

    9914 Water St

    Ephraim, WI 54211

    Kellstrom-Ray Agency
    White Birch #1 at the Eagle Harbor Inn in the heart of Ephraim. Great location - walking distance to the beach, waterfront, dining, shopping and boating are all footsteps away! This first floor unit has 1 bedroom, 1 bath and living dining and kitchenette combination. Offered fully furnished and turn-key. Features include a 2-way gas fireplace, whirlpool tub and porch overlooking the woodlands.
    $195,000Sold for $195,000 on 04/12/24

    423 N 12th Ave

    Sturgeon Bay, WI 54235

    Welcome Home Realty
    PRICE REDUCTION! Located within easy walking distance of downtown Sturgeon Bay's shops, restaurants, schools and the waterfront. A one-story floor plan offers easy living. A private back yard with plenty of outdoor space and a 16 X 16 deck. This Wausau home features three bedrooms and one full and one half bath. The estimated average SBU is $236.00 per month.

    7141-C Ida Red Rd

    Egg Harbor, WI 54209

    True North Real Estate LLC
    2.5 GarageParking(s)
    Situated on the 16th fairway of Horseshoe Bay golf course and offering southern & western exposures, this premier townhome provides long, sweeping views, afternoon sun, colorful sunset skies, park-like grounds, & amazing privacy.

    534 Huron St

    Sturgeon Bay, WI 54235

    Action Realty
    Explore the potential of this 3-bedroom, 1-bath home located near the east side of Sturgeon Bay, offering a canvas for your imagination. Though it requires some TLC, envision the possibilities for this property, whether you're looking to create your dream residence or capitalize on its rental potential. The backyard features raised planter beds, inviting you to cultivate your green thumb.

    109 N 17th Dr

    Sturgeon Bay, WI 54235

    CB Real Estate Group Egg Harbor
    This beautiful, professionally remodeled home features three-bedrooms, two-baths and offers new modern amenities without the hassle and cost of new construction. Brand new kitchen boasting quartz countertops and backsplash, new appliances, and cabinets. Brand new bathrooms with new vanities, shower/tub and Kohler fixtures throughout.

    TBD Hwy 42

    Sister Bay, WI 54234

    Kellstrom-Ray Agency
    Very pretty rolling acreage with hardwoods, pines and cedars close to orchards, the beach and much more--it's a very short drive drive to downtown Sister Bay and all of its year-round amenities. The Seller has not implemented deed restrictions, so the acreage is only subject to County zoning.

    420 Delaware St

    Sturgeon Bay, WI 54235

    Sarkis & Associates
    Well cared for 20th century home with abundant natural light throughout. Timeless craftsmanship in the bump-out bay window, built-in hutch, and natural wood floors. A rare Sturgeon Bay offering with attached garage and finished living space above along with a detached garage and basketball court. New rear patio for entertaining.
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